The default view is for the dashboard to only show you the current outstanding debtors. You are able to go to the ‘Filter’ button and uncheck the box ‘Debtors with- An outstanding amount’. This will then show you all your current and past debtors even if they are not currently outstanding.

Yes, the dashboard does have a timeout setting, and if left unattended for a long time you will need to log in again. This has been done to protect your data.

The traffic light report is set to green when a debtor is current, yellow when the debtor is overdue and red for serious arrears that are based on the time frame you ask us.

No, we have advanced search functionality, however, that enables you to choose by debtor name or client codes.

You can set up as many users as you wish. You can also edit and delete existing users if you wish.

Please see below what we do and do not synchronise with Xero:

We synchronise the following things that affect the balance of an invoice:

• Payments to invoices (including from Bulk Payments)
• Over-payments applied to invoices
• Prepayments applied to invoices
• Credit Notes applied to invoices
• Voiding an invoice (becomes cancelled in our system)
• We synchronise invoice removals.
• We support changes in the outstanding amount (caused by line items being edited, added or removed or GST added or removed etc)

We synchronise a number of fields in the contact section of your debtor:

• Name
• ABN
• Groups
• Addresses
• Email addresses
• Mobile numbers

We Do Not support invoices being moved between debtors. If this is necessary, then the old debtor invoice needs to be Voided/Cancelled in Xero and a new invoice created for the new debtor.

Apxium connects to your invoicing software on a nightly basis. Hence if you approve an invoice, Apxium will pick it up overnight where it will immediately appear on your dashboard.

Apxium runs the main processor on a nightly basis, commencing at midnight.

At this time, we update your dashboard with all new invoices you have approved. Additionally, we update any information that has changed in Xero, such as email addresses and mobile numbers. We also update the dashboard with any external payments that were noted in Xero and any credit notes that were created in Xero. It is also at this time that we create the notifications to your clients based on the rules that you have set up.

When we set up Apxium, we can display client codes if you wish.

If you have access to all instances of Apxium for your business you can switch between Apxium dashboards merely by refreshing your browser and choosing the appropriate company from the drop-down menu.

Your customers can see all previous communications sent by Apxium via the ‘Notifications’ menu.

Apxium is able to process payments via credit cards and bank accounts. Apxium does not process cash payments. Any payments outside of the Apxium payment portal, such as EFT, Cash and cheque will need to be processed by you via your system.

Once a payment is taken through the Apxium portal we will settle the funds to you overnight. Additionally, we will receipt the payment against the invoice in Xero and also complete your bank reconciliations. Instructions on how to set all this up in Xero will be sent to you once your Apxium instance goes live.

Apxium has made a journal entry. The reason for this is that Apxium took a real payment from your client and hence your Xero needs to reflect this. You cannot reverse a real payment that has been taken and deposited into your bank account.

Apxium is fully synchronised with your Xero instance and hence if you mark an invoice in Xero as paid, will update the debtor dashboard automatically.

Yes, you can use the VPOS to take payments from your clients via credit cards or bank accounts. We strongly advise you do this as opposed to using any other POS terminals you might have access to. Generally, the transaction cost of the Apxium VPOS is lower than other POS terminals. Additionally, when you use the Apxium VPOS you get all the other benefits of the Apxium system, such as the payment is instantly receipted to your client, the payment is deposited to your bank account overnight, the invoice is receipted in Xero and your bank reconciliations are completed for you automatically

Currently, Apxium writes back into your Xero instance every hour. That means that your Xero will reflect any payments your clients have made very shortly after the payment is made. This is only relevant for credit cards. Direct debits need to clear by the relevant institutions prior to us receipting the payment in Xero.

Apxium will send the client an email informing them of the rejection and that we will re-try the debit in seven days. If the debit fails again we will run through this process on more time. If on the third try the debit fails again, we will cancel the direct debit and inform the client.

If the payment is rejected the system informs your client but does not try and debit again.

With credit cards, the system notifies them instantly of the payment failure. With direct debit payments from bank accounts, initially, the payment is marked as ‘Pending’ by the system until the bank clears the transaction. If subsequently the payment is rejected, your customer will receive an email notification informing them of the payment failure.

As the Apxium payment portal is fully PCI compliant all payment communications are done through token exchange. As such, Apxium does not know the details that your client has entered. The information is not available to Apxium and is not saved by Apxium.

The Apxium payment portal is fully PCI compliant and hence all transactions are protected as per the banking regulations.

Apxium is the facilitator of the transaction but the funds go directly to you from the bank and not through Apxium

Your transactions with your clients are settled to you directly by the bank. Generally, the bank will settle all credit card transactions overnight and direct debits once they have cleared.

The system has been configured to assure all payments reconcile to the invoice and no invoices can be overpaid.

The client’s statement will have the name of your business on it, hence your clients will not confused by the payment when they review their bank statements.

An ad-hoc direct debit is a one-off payment the client makes from their bank account via the Apxium payment gateway. A regular direct debit is a periodic payment established to make automatic withdrawals from a customer’s credit card or bank account.

The system has a robust communications module that can be customised by you. All communications are sent via email and also SMS if you choose. The system sends communications to all email addresses listed in your Xero.

Invoice – invoices are sent to your clients via email the following day after you approve them in Xero. The sending of the invoice can be delayed any number of days.

Statement – the statement is sent to your clients one day after the invoice goes overdue. Hence if you run 14 day terms, then the Statement is sent out on the 15th day.

Overdue Invoice Reminder- is sent out at regular intervals based on the interval you request. Most of our clients send the Overdue Reminder to their overdue clients every 14 days.

Yes, you can change your communications rules at any time by letting us know the changes you wish to make. We will then update the system for you.

All communication rules are fully configurable, however you are not able to do this yourself. Please let us know what you wish to change and we will do it for you.

If you wish, Apxium can send SMS messages to your clients with any communications you have established. We have found the most popular notices to send SMSs are the Overdue Reminder Notices.

SMS messages are sent to your clients between 1 – 2 PM AEST on daily basis.

We provide the ability to take notes and set reminders to ensure payment promises are followed up. All notes are time and date stamped and fully auditable.

When looking at a note the user that made the note is marked on the note.

You are able to set reminders for notes. When you set a reminder, the black note symbol will turn red when it has come due. Just click on the ‘Reminder’ button in the note that you are creating and set the date in the drop-down date UI.

We have intentionally built this functionality to ensure the communications are auditable.